“Volunteers don’t necessarily have the time, they just have the heart.”~ Elizabeth Andrew. Most of us have at least some first hand experience of volunteering. Whether it’s the steam and heat of a soupline or tutoring cute, infuriating kids, we’ve felt what it means to give. As the quote above…
Nov
29
Nov
08
Have you seen any of the CFP® ads lately? YouTube, cable providers, and regular TV have started to show ads for financial planning that have us paying attention: Here we have a very everyday kind of couple talking about the universal financial goal of retiring. As they call it, their “Confident…
Oct
25
Someone once asked John D. Rockefeller about his huge fortune, “Sir, how much money is enough?” His answer: “Just a little bit more.” Sometimes we reduce the goal of financial advising and money management too far: to simply make just a little bit more. But the realities of life are…
Oct
11
“I try to be a smart quarterback. I'm not the fastest or the best athlete, but if I can know what the defense is doing and stick to my job and what needs to be done I can make the plays needed to move the ball and score.” -Eli Manning,…
Aug
28
Have you ever waited in line at the DMV or tried to call the IRS? This kind of errand is nothing any of us would choose to do. You wait in line for an hour, then find out it’s the wrong line, and when you finally get to the desk,…
Aug
14
Consider this scenario: you’re turning 62 years old next year and have the option to take Social Security benefits and retire early. While the idea of retirement is tempting, taking early benefits could cost you more than $700 per month for the rest of your life. Without proper planning and…
Jul
27
Suppose that you paid into Social Security from age 18 to 30, but after getting married, took a break from your career between the ages of 30 and 40 to take care of your kids. After several decades of marriage, you end up getting divorced before you reach full retirement at age…